Terms
Terms of Use
BankCodeKit provides informational tools and guides for payment-code formatting, local validation, and practical review.
Informational Use
BankCodeKit tools can help review visible format, length, checksum, country, BIC/SWIFT structure, SEPA country status, and readable payment detail formatting. The tools are for informational and educational use.
No Payment Processing
BankCodeKit does not initiate payments, move money, connect to bank accounts, store payment accounts, check balances, or confirm account existence, account ownership, payment readiness, or transaction success.
User Responsibility
You are responsible for verifying real payment details with your bank, payment provider, invoice issuer, or recipient before sending money. BankCodeKit validates format and reference data only. It does not confirm account existence, account ownership, bank connectivity, sanctions status, fraud risk, payment readiness, or payment success.
No Professional Advice
BankCodeKit does not provide professional banking, legal, tax, or accounting advice. The site can help catch some format issues, but it cannot decide whether a payment is appropriate, lawful, deductible, or commercially correct.
Careful Use
Use clearly labeled test values when possible. Avoid entering or sharing sensitive financial information unless it is necessary for your own local check, and do not send sensitive payment details by email.