Disclaimer
Disclaimer
BankCodeKit checks payment-code formats and local reference data only. It does not verify real accounts, banks, legal status, fraud risk, or payment success.
Format Validation Only
BankCodeKit may check visible format, supported country, expected length, allowed characters, checksum rules, BIC/SWIFT structure, SEPA country reference data, and readable payment-detail formatting.
Passing these checks only means the value appears structurally valid according to supported rules. It does not confirm account existence, account ownership, bank connectivity, sanctions status, fraud risk, payment readiness, or payment success.
What BankCodeKit Does Not Confirm
- Account existence.
- Account ownership.
- Payment readiness or payment success.
- Sanctions status.
- Bank connectivity, reachability, or live network access.
- Licensed directory status for a BIC/SWIFT code.
- Fraud risk or identity risk.
- Legal, tax, accounting, or regulatory status.
- Whether invoice or payment details are correct for a real payee.
Verify Before Sending Money
Before sending money, verify the payee name, IBAN or account number, BIC/SWIFT code, amount, currency, payment reference, fees, and delivery method through a trusted bank, payment provider, invoice issuer, or recipient channel.
Treat BankCodeKit as a format review tool, not as approval or readiness confirmation to send a payment.