IBAN country format
Germany IBAN Format, Length and Example
Use this guide to understand the IBAN country code for Germany, expected length, and example formatting. Examples are for education and testing only; they are not verified as real bank accounts.
Key Germany IBAN details
- Country
- Germany
- Country code
- DE
- IBAN length
- 22 characters
- SEPA status
- SEPA country - EU
- BBAN structure
- 18 digits after the country code and check digits.
Germany IBAN example
This is marked as an example/test value for showing the expected format. It must not be treated as a real account or payment instruction.
- Example/test IBAN
- DE89370400440532013000
- Print format example
- DE89 3704 0044 0532 0130 00
- Digital format example
- DE89370400440532013000
What the format check verifies
- Whether the IBAN starts with the DE country code.
- Whether the IBAN has 22 characters after normalization.
- Whether the value uses allowed letters and digits.
- Whether the MOD97-10 checksum is valid.
What it does not verify
- It does not confirm that the bank account exists.
- It does not confirm account ownership.
- It does not confirm bank connectivity, sanctions status, fraud risk, payment readiness, or payment success.
- It does not replace verification with your bank or payee.
Germany SEPA context
The local SEPA country reference data lists this country as: SEPA country - EU. Country-level SEPA status does not confirm that a specific bank or account can receive a payment.
Limitation note
This page explains IBAN format rules only and does not confirm account existence, account ownership, payment readiness, or payment success.
Before using this IBAN format for payment
A structurally valid IBAN can still be wrong for a real transfer. Always verify payment details with the invoice issuer, recipient, bank, or payment provider before sending money.
FAQ
How long is a German IBAN?
A German IBAN has 22 characters, including the DE country code and two check digits.
What country code does a German IBAN use?
German IBANs use the country code DE.
Does a valid German IBAN confirm the account exists?
No. Format and checksum validation do not confirm account existence or ownership.
Can spaces be used when typing a German IBAN?
Yes. Spaces are common in print format and should be removed for digital processing.
Sources and update note
BankCodeKit keeps payment-code checks browser-local and uses local reference data for format and country information. Official public source pages are used for reference, but BankCodeKit does not perform live bank, account, sanctions, or payment-network verification. Reference data is reviewed periodically and does not imply live accuracy.
- Swift IBAN Registry Reference information for IBAN structure, country support, and format rules.
- Swift BIC / ISO 9362 information Reference information for visible Business Identifier Code structure and usage context.
- European Payments Council SEPA scheme countries list Reference information for countries and territories in SEPA scheme scope. Local data reviewed 2026-05-16 against EPC List of SEPA Scheme Countries v8.0, issued 2025-12-24.
BankCodeKit validates format and reference data only. It does not confirm account existence, account ownership, bank connectivity, sanctions status, fraud risk, payment readiness, or payment success.
Last reviewed: 2026-05-15 Sources: Swift IBAN Registry, European Payments Council SEPA scheme countries list Reference data is reviewed periodically. BankCodeKit does not perform live bank, account, sanctions, or payment-network verification.